As the tides of time continue to shift, Micro, Small, and Medium-sized enterprises (MSMEs) find themselves once again at the helm of uncertainty, navigating through the choppy waters of economic flux and technological revolution. Reflecting on the tumultuous journey of 2023, where MSMEs battled against economic headwinds and the ever-looming specter of geopolitical tensions, we now turn our gaze to the horizon of 2024. What challenges await these resilient captains of industry, and how can they chart a course towards prosperity in the face of adversity? 1. Artificial Intelligence: Sailing…