The technology-driven era of modern society has captured the vast area with ease for a diverse set of activities including financial transactions. Embedded finance for SMEs in the same context is the revolution for SMEs from tiring sessions of banks. Embedded finance provides financial services to SMEs at the right period by reducing friction and opening the new possibility for…
The relationship between academia and industry is a well-known concept. However, improvement is necessary to move from the traditional exchange of funding for research to the creation of long-term strategic partnerships incubators and innovation activities in the academic organization. The purpose of this study is to explore and design an innovative and sustainable framework to improve the industry-academia link by…
The SME banking and finance landscape today is highly digitized. Online banking services and mobile applications have been used by almost half of SMEs, and visits to ATMs and branches have decreased by 38%. This trend does set to continue as more customers prefer card payments and mobile banking. What can SMEs expect from these changes? Here are some key…