Technology adoption in the SME context is a growing area of interest in developing countries. Technology adoption is also crucial for the growth of business in the private sector. Especially during the Covid-19 pandemic, the majority of Indian SMEs shift online to scale up and succeed, with small business owners waking up to the need for technology as the only path for sustained growth. Small businesses don’t necessarily have the resources to make large investments in technology but the disruption has made them realise how adopting to digital can…