Real Time Financial Information for Indian and International Investors

This is an age when real time information is becoming crucial for success of businesses as well as individuals. The scenario becomes even more critical for those investing in stock markets and involved in various forms of trading. But, techies Jaison Mathews, Som Sagar, Mukund Mudras and Abhijit Vedak, who were part of Merill Lynch, founded Heckyl Technologies, with a vision to create products with analytical information which would embed in the trading platforms of stockbrokers all over the world.

Credit Guarantee Fund Trust Scheme (CGFTS) for MSME Sector

Nothing is more important than the issue of adequate financial cushion for entreprises. Availing credit for first time entrepreneurs is one of the most challenging aspects of business activity in India. Although there are a number of banks, venture capitals and angel investors taking care of initial seed capital for many small and medium enterprises (SME’s), it’s not a smooth ride for a majority of start ups.

Strategies to Avoid Delinquency of Accounts

In this age of global competitiveness, small business owners are often faced with a dilemma of selling on credit to various buyers. While selling on credit may offer its share of business development opportunities, it can very easily turn into a vicious cycle of default and delinquency.

Tracing the Impact Investing Trend in India

With the evolution of investment practices in this era of financial freedom across the globe, a new investment tool - impact investing has been slowly and steadily finding its feet allowing for the best of both the worlds. Simply speaking impact investing is the name for strategic investment opportunities enabling investors to gain by investing capital in businesses that can generate financial returns and also helping a larger social incentive like a social objective or an environmental cause. Impact investing as the name suggests allows for mutual growth of business financially as well as social objectives and responsibilities for a larger cause.

Gearing up for Financial Planning

I am sure you would have read with interest the entire case study, in my previous article, (The importance of Financial Planning & Management) of our friend Mr.X in printing business and his Accountant Mr.Y.

In this article, I propose to share with you critical aspects of Financial Planning & Management – particularly from a Small & Medium Enterprises / SME Owners’ point of view and why most of the time they painfully fail.

What do you think where Mr.X has gone wrong?

The importance of Financial Planning & Management

The other day, I received a phone call from an Entrepreneur (Mr.X), having a business of printing wanting to discuss his financial difficulties and to seek advice on the proposed solution. I gave him an appointment two days later in the evening so that we can discuss in one sitting the entire situation.

He came at the appointed day and time with his Accountant (Mr.Y). We got down to the business.

Firmly Financial Guru

Prashanth Unni exudes confidence and an air of quiet efficiency. Mr Unni had a warm and endearing smile that brought a twinkle to his eye and after making the Small Enterprise India team comfortable, he launched into sharing with us his success story.

Prashanth Unni is basically from Aroor, an idyllic town in Ernakulam district of Kerala but has opted to settle in Chennai. On completion of his graduate studies in commerce, he went on to major in financial management from the University of Pondicherry. On completion of that, he went on to work for Srei Infrastructure for a period of five years, from 1993-1998.